Top Indian Mutual Funds by 3Y CAGR
This page ranks 1,593 direct-plan Indian mutual funds by 3Y compound annual growth rate, calculated from official daily NAV history and refreshed every day. Three years covers at least part of a market cycle. It is long enough to be informative but still short enough that one strong sector run can dominate the result.
Rankings span every asset class — equity, debt, hybrid, commodity and solution-oriented schemes sit in one list — so a debt fund and a small-cap fund can appear side by side despite carrying very different risk. Compare funds within their own category before drawing conclusions from a cross-category ranking.
Showing 50 of 2,382 funds · page 26 of 48
- Parag Parikh Liquid Fund - Direct Plan - GrowthPPFAS · Debt₹1,578.82#12511Y+6.47%3Y+6.70%5Y+6.12%10Y—
- SBI Long Term Advantage Fund - Series IV - Direct Plan - GrowthSBI · Equity₹46.62#12521Y-6.63%3Y+6.70%5Y+7.80%10Y—
- SBI MEDIUM TO LONG TERM FUND - Direct Plan - GrowthSBI · Debt₹79.81#12531Y+3.24%3Y+6.69%5Y+6.06%10Y+7.34%
- ITI Liquid Fund - Direct Plan - Growth OptionITI · Debt₹1,480.90#12541Y+6.16%3Y+6.68%5Y+6.16%10Y—
- HDFC Medium to Long Term Fund - Direct Plan - Growth OptionHDFC · Debt₹66.83#12551Y+2.66%3Y+6.68%5Y+5.65%10Y+5.67%
- UTI Medium Term Fund - Direct Plan - GrowthUTI · Debt₹20.62#12561Y+3.62%3Y+6.68%5Y+5.79%10Y+5.82%
- Mirae Asset Nifty 8-13 yr G-Sec ETFMirae Asset · Debt₹29.78#12571Y+1.42%3Y+6.65%5Y—10Y—
- LIC MF Banking and Financial Services Fund - Direct Plan - GrowthLIC · Equity₹23.41#12581Y-3.28%3Y+6.64%5Y+8.75%10Y+8.67%
- Axis Retirement Fund - Conservative Plan - Direct Plan - Growth OptionAxis · Solution Oriented₹17.04#12591Y-2.81%3Y+6.64%5Y+5.34%10Y—
- Motilal Oswal Liquid FundMotilal Oswal · Debt₹14.63#12601Y+6.15%3Y+6.64%5Y+6.07%10Y—
- PGIM India Large Cap Fund - Direct Plan - Direct GrowthPGIM India · Equity₹382.65#12611Y-6.58%3Y+6.64%5Y+5.59%10Y+10.60%
- JM Dynamic Term Fund - Direct Plan - Growth OptionJM Financial · Debt₹46.38#12621Y+2.91%3Y+6.63%5Y+5.95%10Y+6.54%
- Edelweiss Money Market FundEdelweiss · Debt₹26.24#12631Y+5.95%3Y+6.63%5Y+5.79%10Y—
- Nippon India Medium to Long Term Fund - Direct Plan - Growth OptionNippon India · Debt₹104.22#12641Y+2.79%3Y+6.63%5Y+5.96%10Y+6.76%
- ICICI Prudential Equity Savings Fund - Direct Plan - CumulativeICICI Prudential · Hybrid₹25.08#12651Y+2.03%3Y+6.62%5Y+7.12%10Y+7.86%
- Motilal Oswal 5 Year G-Sec Fund of Fund - Direct Plan - GrowthMotilal Oswal · Other₹13.07#12661Y+1.99%3Y+6.62%5Y+5.44%10Y—
- Canara Robeco Corporate Bond Fund - Direct Plan - GROWTH OPTIONCanara Robeco · Debt₹24.64#12671Y+4.04%3Y+6.61%5Y+5.81%10Y+6.57%
- Aditya Birla Sun Life Nifty 200 Quality 30 ETFAditya Birla Sun Life · Equity₹20.23#12681Y-5.98%3Y+6.61%5Y—10Y—
- Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund) - Direct Plan - GROWTHSundaram · Equity₹98.87#12691Y-9.17%3Y+6.60%5Y+9.06%10Y+10.84%
- Sundaram Large Cap Fund ( Formerly Know as Sundaram Blue Chip Fund) - Direct Plan - GROWTHSundaram · Equity₹21.64#12701Y-5.01%3Y+6.60%5Y+6.74%10Y—
- HDFC Dynamic Term Fund - Direct Plan - Growth OptionHDFC · Debt₹102.85#12711Y+2.85%3Y+6.59%5Y+5.76%10Y+5.92%
- Motilal Oswal Liquid FundMotilal Oswal · Debt₹14.34#12721Y+6.15%3Y+6.58%5Y+6.04%10Y—
- UTI 10 year Constant Maturity Gilt Fund - Direct Plan - GrowthUTI · Debt₹13.11#12731Y+1.35%3Y+6.57%5Y—10Y—
- HSBC Dynamic Term Fund - Direct Plan - GrowthHSBC · Debt₹33.21#12741Y+2.09%3Y+6.57%5Y—10Y—
- SBI 10 YEAR CONSTANT MATURITY GILT FUND - Direct Plan - GrowthSBI · Debt₹67.95#12751Y+1.33%3Y+6.56%5Y+5.41%10Y+7.30%
- Nippon India Interval Fund-Quarterly Interval Fund Serie-II - Direct Plan - Growth OptionNippon India · Debt₹39.35#12761Y+5.90%3Y+6.56%5Y+6.28%10Y+6.18%
- Motilal Oswal Liquid FundMotilal Oswal · Debt₹15.02#12771Y+6.13%3Y+6.56%5Y+6.02%10Y—
- SBI GILT FUND - Direct Plan - GrowthSBI · Debt₹72.54#12781Y+2.62%3Y+6.55%5Y+6.21%10Y+7.30%
- DSP Gilt Fund - Direct Plan - GrowthDSP · Debt₹104.47#12791Y+0.64%3Y+6.55%5Y+5.71%10Y+7.11%
- BARODA BNP PARIBAS ULTRA SHORT TO SHORT TERM FUND - Growth OptionBaroda BNP Paribas · Debt₹43.10#12801Y+5.44%3Y+6.54%5Y—10Y—
- Mirae Asset Dynamic Term Fund - Direct Plan - GrowthMirae Asset · Debt₹18.58#12811Y+3.13%3Y+6.52%5Y+5.55%10Y—
- HSBC Medium to Long Term Fund - Direct Plan - GrowthHSBC · Debt₹48.67#12821Y+2.24%3Y+6.52%5Y+5.17%10Y+5.77%
- Quantum Liquid Fund - Direct Plan - Growth OptionQuantum · Debt₹37.92#12831Y+5.94%3Y+6.51%5Y+6.05%10Y+5.64%
- Nippon India ETF Nifty 8-13 yr G-Sec Long Term Gilt - Direct PlanNippon India · Debt₹29.26#12841Y+0.97%3Y+6.51%5Y+5.22%10Y+5.98%
- PGIM India Balanced Advantage Fund - Direct Plan - Direct GrowthPGIM India · Hybrid₹15.95#12851Y-4.95%3Y+6.51%5Y+6.71%10Y—
- Union Equity Savings Fund - Direct Plan - Growth OptionUnion · Hybrid₹18.01#12861Y+2.04%3Y+6.50%5Y+5.72%10Y—
- Aditya Birla Sun Life Long Term Fund - Direct Plan - GROWTHAditya Birla Sun Life · Debt₹13.24#12871Y+0.57%3Y+6.48%5Y—10Y—
- LIC MF Nifty 8-13 yr G-Sec ETFLIC · Debt₹28.80#12881Y+0.95%3Y+6.47%5Y+5.22%10Y+5.86%
- Canara Robeco Banking and PSU Debt Fund - Direct Plan - Growth OptionCanara Robeco · Debt₹12.87#12891Y+3.77%3Y+6.47%5Y—10Y—
- BARODA BNP PARIBAS GILT FUND - Direct Plan - Growth OptionBaroda BNP Paribas · Debt₹48.00#12901Y+1.42%3Y+6.46%5Y+5.49%10Y+6.16%
- SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - GrowthSBI · Solution Oriented₹16.10#12911Y-0.05%3Y+6.46%5Y+7.07%10Y—
- Motilal Oswal Ultra Short Term Fund - Direct Plan - GrowthMotilal Oswal · Debt₹18.84#12921Y+6.21%3Y+6.44%5Y+5.83%10Y+4.10%
- UTI - Gilt Fund - Direct Plan - GrowthUTI · Debt₹67.48#12931Y+3.27%3Y+6.43%5Y+5.44%10Y+6.72%
- Franklin India Focused Equity Fund - Direct Plan - GrowthFranklin Templeton · Equity₹107.94#12941Y-12.64%3Y+6.43%5Y+8.07%10Y+12.63%
- JM Medium to Long Term Fund - Direct Plan - Growth OptionJM Financial · Debt₹71.53#12951Y+2.15%3Y+6.42%5Y+5.18%10Y+4.49%
- Union Largecap Fund - Direct Plan - Growth OptionUnion · Equity₹23.54#12961Y-6.88%3Y+6.42%5Y+5.51%10Y—
- ICICI Prudential Retirement Fund Pure Debt Plan - Direct Plan - GrowthICICI Prudential · Solution Oriented₹17.12#12971Y+3.18%3Y+6.41%5Y+5.80%10Y—
- ICICI Prudential Gilt Fund - Direct Plan - GrowthICICI Prudential · Debt₹114.70#12981Y+1.75%3Y+6.41%5Y+6.23%10Y+7.15%
- HDFC Retirement Fund - Hybrid-Debt Plan - Direct Plan - Growth OptionHDFC · Solution Oriented₹24.44#12991Y-0.60%3Y+6.40%5Y+6.72%10Y+7.93%
- Navi Liquid FundNavi · Debt₹30.78#13001Y+5.78%3Y+6.39%5Y+6.09%10Y+5.90%
3Y CAGR rankings — frequently asked questions
What does 3Y CAGR mean?
CAGR is the constant annual rate at which an investment would have had to grow to get from its starting NAV to its current NAV over 3 years. It smooths out the year-to-year path, so two funds with the same CAGR may have had very different journeys.
Is the highest-CAGR fund the best fund to buy?
Not necessarily. A high CAGR may come from taking concentrated sector or credit risk that will not repeat, and past performance is not a reliable predictor of future returns. Read the ranking alongside the fund's category, its risk profile and your own holding period.
How many funds are ranked here?
1,593 direct-plan schemes with a recent NAV and enough history to compute a 3Y figure. Funds without sufficient NAV history for this horizon are excluded rather than shown with an estimated number.