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Best Constant Maturity Gilt Fund Mutual Funds

Gilt funds lend only to the government, so credit risk is effectively nil. They do carry interest-rate risk: when yields rise, NAVs fall, and long-duration gilts move the most.

We currently track 5 direct-plan Constant Maturity Gilt Fund schemes from 5 fund houses with a median 5-year CAGR of 5.5%. Every figure below is calculated from official daily NAV history and refreshed each day. Use the column headers to re-rank the table by any period — the best 1-year performer is often not the best over 5 or 10 years, which is exactly why we default to the longer horizon.

Showing 5 of 5 schemes · sorted by Y5 high to low · page 1 of 1

Constant Maturity Gilt Fund funds — frequently asked questions

Which Constant Maturity Gilt Fund fund has the highest 5-year CAGR?

Bandhan 10 year Constant Maturity Gilt Fund - Direct Plan - Growth currently leads the Constant Maturity Gilt Fund category with a 5-year CAGR of 5.6%. Past returns describe what already happened and do not predict future performance — treat the ranking as a starting point for research, not a recommendation.

What is a good 5-year return for a Constant Maturity Gilt Fund fund?

Across the 5 Constant Maturity Gilt Fund schemes we track, the median 5-year CAGR is 5.5%. Comparing a fund against that median, rather than against the category's single best performer, is a more realistic benchmark.

How is CAGR calculated on this page?

CAGR is the compound annual growth rate between the NAV on the horizon start date and the latest NAV, using growth-plan NAVs published by the AMCs. Where a scheme's NAV history has a gap or a re-denomination, we adjust for it rather than report a distorted figure. Expense ratios are already reflected in NAV; exit loads and taxes are not.

Why does this list only show direct plans?

Direct plans have no distributor commission, so their expense ratio is lower and their NAV growth is higher than the regular plan of the same scheme. Showing both would list every fund twice, so we rank direct plans only.