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Best Dynamic Term Fund Mutual Funds

This debt category invests in bonds and money-market instruments. Two risks drive returns: interest-rate risk (NAVs fall when yields rise, more so for longer maturities) and credit risk (the chance an issuer fails to pay).

We currently track 27 direct-plan Dynamic Term Fund schemes from 21 fund houses with a median 5-year CAGR of 5.9%. Every figure below is calculated from official daily NAV history and refreshed each day. Use the column headers to re-rank the table by any period — the best 1-year performer is often not the best over 5 or 10 years, which is exactly why we default to the longer horizon.

Showing 27 of 27 schemes · sorted by Y5 low to high · page 1 of 1

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Dynamic Term Fund funds — frequently asked questions

Which Dynamic Term Fund fund has the highest 5-year CAGR?

UTI Dynamic Term Fund - Direct Plan - Growth currently leads the Dynamic Term Fund category with a 5-year CAGR of 7.6%. Past returns describe what already happened and do not predict future performance — treat the ranking as a starting point for research, not a recommendation.

What is a good 5-year return for a Dynamic Term Fund fund?

Across the 27 Dynamic Term Fund schemes we track, the median 5-year CAGR is 5.9%. Comparing a fund against that median, rather than against the category's single best performer, is a more realistic benchmark.

How is CAGR calculated on this page?

CAGR is the compound annual growth rate between the NAV on the horizon start date and the latest NAV, using growth-plan NAVs published by the AMCs. Where a scheme's NAV history has a gap or a re-denomination, we adjust for it rather than report a distorted figure. Expense ratios are already reflected in NAV; exit loads and taxes are not.

Why does this list only show direct plans?

Direct plans have no distributor commission, so their expense ratio is lower and their NAV growth is higher than the regular plan of the same scheme. Showing both would list every fund twice, so we rank direct plans only.