Best Debt Index Funds Mutual Funds
Index funds track a benchmark rather than trying to beat it. Because there is no active stock selection, expense ratios are usually a fraction of an active fund's — a cost gap that compounds meaningfully over a decade.
We currently track 103 direct-plan Debt Index Funds schemes from 19 fund houses with a median 5-year CAGR of 6.1%. Every figure below is calculated from official daily NAV history and refreshed each day. Use the column headers to re-rank the table by any period — the best 1-year performer is often not the best over 5 or 10 years, which is exactly why we default to the longer horizon.
Showing 3 of 103 schemes · sorted by Y5 high to low · page 3 of 3
- SBI Nifty G-sec Jul 2031 Index Fund - Direct Plan - GrowthSBI · Debt₹10.14#1011Y—3Y—5Y—10Y—
- SBI Crisil - IBX SDL Index - June 2034 Index Fund - Direct Plan - GrowthSBI · Debt₹9.85#1021Y—3Y—5Y—10Y—
- Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Direct Plan - Growth OptionTata · Debt₹10.04#1031Y—3Y—5Y—10Y—
| # | Fund | Category | NAV | Today | 1Mreturn | 6Mreturn | 1YCAGR | 3YCAGR | 5YCAGR | 10YCAGR | 30D |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 101 | SBI Nifty G-sec Jul 2031 Index Fund - Direct Plan - GrowthSBI · #154372 | Debt Index Funds | ₹10.14 | -0.37% | -1.57% | — | — | — | — | — | |
| 102 | SBI Crisil - IBX SDL Index - June 2034 Index Fund - Direct Plan - GrowthSBI · #154467 | Debt Index Funds | ₹9.85 | -0.43% | -1.45% | — | — | — | — | — | |
| 103 | Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund - Direct Plan - Growth OptionTata · #154747 | Debt Index Funds | ₹10.04 | +0.02% | — | — | — | — | — | — |
Debt Index Funds funds — frequently asked questions
Which Debt Index Funds fund has the highest 5-year CAGR?
Edelweiss NIFTY PSU Bond Plus SDL Apr 2027 50:50 Index Fund - Direct Plan - Growth currently leads the Debt Index Funds category with a 5-year CAGR of 6.1%. Past returns describe what already happened and do not predict future performance — treat the ranking as a starting point for research, not a recommendation.
What is a good 5-year return for a Debt Index Funds fund?
Across the 103 Debt Index Funds schemes we track, the median 5-year CAGR is 6.1%. Comparing a fund against that median, rather than against the category's single best performer, is a more realistic benchmark.
How is CAGR calculated on this page?
CAGR is the compound annual growth rate between the NAV on the horizon start date and the latest NAV, using growth-plan NAVs published by the AMCs. Where a scheme's NAV history has a gap or a re-denomination, we adjust for it rather than report a distorted figure. Expense ratios are already reflected in NAV; exit loads and taxes are not.
Why does this list only show direct plans?
Direct plans have no distributor commission, so their expense ratio is lower and their NAV growth is higher than the regular plan of the same scheme. Showing both would list every fund twice, so we rank direct plans only.