Top Indian Mutual Funds by 3Y CAGR
This page ranks 1,593 direct-plan Indian mutual funds by 3Y compound annual growth rate, calculated from official daily NAV history and refreshed every day. Three years covers at least part of a market cycle. It is long enough to be informative but still short enough that one strong sector run can dominate the result.
Rankings span every asset class — equity, debt, hybrid, commodity and solution-oriented schemes sit in one list — so a debt fund and a small-cap fund can appear side by side despite carrying very different risk. Compare funds within their own category before drawing conclusions from a cross-category ranking.
Showing 50 of 2,382 funds · page 18 of 48
- Aditya Birla Sun Life Dynamic Term Fund - Direct Plan - GROWTHAditya Birla Sun Life · Debt₹52.91#8511Y+4.50%3Y+7.69%5Y+7.15%10Y+6.00%
- BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Direct Plan - GrowthBandhan · Debt₹18.15#8521Y+4.97%3Y+7.68%5Y+6.60%10Y—
- ICICI Prudential Nifty Alpha Low- Volatility 30 ETFICICI Prudential · Equity₹25.70#8531Y-6.37%3Y+7.68%5Y+7.03%10Y—
- UTI - Equity Savings Fund - Direct Plan - GrowthUTI · Hybrid₹19.97#8541Y+1.53%3Y+7.68%5Y+7.96%10Y—
- SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) - Direct Plan - GrowthSBI · Debt₹17.76#8551Y+4.78%3Y+7.68%5Y+6.61%10Y—
- Mirae Asset Nifty SDL June 2028 Index Fund - Direct Plan - GrowthMirae Asset · Debt₹12.92#8561Y+5.44%3Y+7.66%5Y—10Y—
- UTI - Credit Risk Fund. - Direct Plan - GrowthUTI · Debt₹20.88#8571Y+6.00%3Y+7.66%5Y+6.99%10Y+3.34%
- HDFC FMP 1861D March 2022 - Direct Plan - Growth OptionHDFC · Debt₹13.43#8581Y+5.85%3Y+7.66%5Y—10Y—
- DSP Floating Interest Rates Fund - Direct Plan - GrowthDSP · Debt₹14.30#8591Y+4.85%3Y+7.66%5Y+6.56%10Y—
- Mahindra Manulife Short Term Fund - Direct Plan - GrowthMahindra Manulife · Debt₹14.28#8601Y+5.18%3Y+7.66%5Y+6.57%10Y—
- BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - SEPTEMBER 2027 INDEX FUND - Direct Plan - GrowthBandhan · Debt₹13.21#8611Y+5.62%3Y+7.65%5Y—10Y—
- Sundaram Flexicap Fund - Direct Plan - GROWTHSundaram · Equity₹14.48#8621Y-7.27%3Y+7.65%5Y—10Y—
- Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan - Growth OptionTata · Debt₹13.07#8631Y+4.01%3Y+7.64%5Y—10Y—
- Nippon India Fixed Maturity Plan - XLI - Series 8 - Direct Plan - Growth OptionNippon India · Debt₹17.78#8641Y+4.91%3Y+7.64%5Y+6.58%10Y—
- HDFC FMP 1876D March 2022 - Direct Plan - Growth OptionHDFC · Debt₹13.38#8651Y+5.73%3Y+7.63%5Y—10Y—
- Bandhan Medium Term Fund - Direct Plan - GrowthBandhan · Debt₹53.45#8661Y+5.46%3Y+7.63%5Y+6.00%10Y+6.85%
- Axis CRISIL IBX SDL May 2027 Index Fund - Direct Plan - Growth OptionAxis · Debt₹13.30#8671Y+5.79%3Y+7.62%5Y—10Y—
- UTI Balanced Advantage Fund - Direct Plan - GrowthUTI · Hybrid₹12.71#8681Y-3.38%3Y+7.62%5Y—10Y—
- ICICI Prudential Short Term Fund - Direct Plan - GrowthICICI Prudential · Debt₹70.68#8691Y+5.32%3Y+7.62%5Y+7.05%10Y+7.65%
- ICICI Prudential Nifty SDL Sep 2027 Index Fund - Direct Plan - GrowthICICI Prudential · Debt₹13.33#8701Y+5.59%3Y+7.62%5Y—10Y—
- Kotak Floating Interest Rates Fund - Direct Plan - GROWTH OPTIONKotak Mahindra · Debt₹1,668.20#8711Y+5.36%3Y+7.62%5Y+6.65%10Y—
- SBI MEDIUM TERM FUND - Direct Plan - GrowthSBI · Debt₹59.55#8721Y+5.64%3Y+7.62%5Y+6.72%10Y+7.98%
- Motilal Oswal Nifty 200 Momentum 30 Index FundMotilal Oswal · Equity₹14.21#8731Y-6.74%3Y+7.61%5Y—10Y—
- HSBC Medium Term Fund - Direct Plan - GrowthHSBC · Debt₹23.81#8741Y+4.48%3Y+7.61%5Y—10Y—
- Aditya Birla Sun Life Crisil IBX Gilt -Apr 2029 Index Fund - Direct Plan - GROWTHAditya Birla Sun Life · Debt₹13.42#8751Y+4.07%3Y+7.60%5Y—10Y—
- Mirae Asset Nifty SDL Jun 2027 Index Fund - Direct Plan - GrowthMirae Asset · Debt₹13.31#8761Y+5.74%3Y+7.60%5Y—10Y—
- ICICI Prudential Fixed Maturity Plan - Series 85 - 10 Years Plan IICICI Prudential · Debt₹18.08#8771Y+4.93%3Y+7.60%5Y+6.56%10Y—
- Kotak FMP Series 304 - Direct Plan - Growth OptionKotak Mahindra · Debt₹13.09#8781Y+2.58%3Y+7.60%5Y—10Y—
- AXIS Corporate Bond Fund - Direct Plan - Growth OptionAxis · Debt₹19.37#8791Y+4.74%3Y+7.60%5Y+6.71%10Y—
- UTI CRISIL SDL Maturity June 2027 Index Fund - Direct Plan - GrowthUTI · Debt₹13.05#8801Y+5.76%3Y+7.59%5Y—10Y—
- SBI Fixed Maturity Plan (FMP) - Series 60 (1878 Days) - Direct Plan - GrowthSBI · Debt₹13.36#8811Y+5.79%3Y+7.59%5Y—10Y—
- Nippon India Short Term Fund - Direct Plan - Growth OptionNippon India · Debt₹61.56#8821Y+4.92%3Y+7.59%5Y+6.65%10Y+7.20%
- BANK OF INDIA SHORT TERM FUND - Direct Plan - GrowthBank of India · Debt₹31.06#8831Y+4.70%3Y+7.59%5Y+10.78%10Y+5.66%
- Aditya Birla Sun Life Nifty SDL SEP 2027 Index Fund - Direct Plan - GROWTHAditya Birla Sun Life · Debt₹13.02#8841Y+5.45%3Y+7.59%5Y—10Y—
- Nippon India Nifty SDL Plus G-Sec - Jun 2028 Maturity 70:30 Index Fund - Direct Plan - Growth OptionNippon India · Debt₹13.20#8851Y+5.28%3Y+7.58%5Y—10Y—
- SBI CRISIL IBX SDL Index - September 2027 Fund - Direct Plan - GrowthSBI · Debt₹13.32#8861Y+5.53%3Y+7.58%5Y—10Y—
- HDFC Nifty G-Sec Apr 2029 Index Fund - Direct Plan - Growth OptionHDFC · Debt₹13.01#8871Y+4.08%3Y+7.58%5Y—10Y—
- SBI Fixed Maturity Plan (FMP) - Series 61 (1927 Days) - Direct Plan - GrowthSBI · Debt₹13.39#8881Y+5.61%3Y+7.58%5Y—10Y—
- SBI Fixed Maturity Plan (FMP) - Series 6 (3668 Days) - Direct Plan - GrowthSBI · Debt₹17.27#8891Y+4.66%3Y+7.57%5Y+6.46%10Y—
- Nippon India Ultra Short Term Fund - Direct Plan - Growth OptionNippon India · Debt₹4,845.97#8901Y+6.96%3Y+7.57%5Y+7.01%10Y—
- Aditya Birla Sun Life Fixed Term Plan - Series TQ (1879 days)Aditya Birla Sun Life · Debt₹13.35#8911Y+5.63%3Y+7.57%5Y—10Y—
- Mirae Asset Large Cap Fund - Direct Plan - GrowthMirae Asset · Equity₹121.17#8921Y-5.81%3Y+7.57%5Y+6.32%10Y+12.30%
- Mahindra Manulife Large Cap Fund - Direct Plan - GrowthMahindra Manulife · Equity₹23.99#8931Y-7.17%3Y+7.57%5Y+7.12%10Y—
- Edelweiss CRISIL IBX 50:50 Gilt Plus SDL Sep 2028 Index Fund - Direct Plan - GrowthEdelweiss · Debt₹13.33#8941Y+4.90%3Y+7.57%5Y—10Y—
- Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund - Direct Plan - GrowthKotak Mahindra · Debt₹13.31#8951Y+5.81%3Y+7.56%5Y—10Y—
- SBI CRISIL IBX Gilt Index - April 2029 Fund - Direct Plan - GrowthSBI · Debt₹13.36#8961Y+3.99%3Y+7.56%5Y—10Y—
- Aditya Birla Sun Life Retirement Fund-The 50s Plan - Direct Plan - GROWTHAditya Birla Sun Life · Solution Oriented₹16.52#8971Y+2.43%3Y+7.56%5Y+6.71%10Y—
- Aditya Birla Sun Life Short Term Fund - Direct Plan - GROWTHAditya Birla Sun Life · Debt₹55.25#8981Y+5.03%3Y+7.56%5Y+6.80%10Y+7.39%
- NJ Balanced Advantage Fund - Direct Plan - Growth OptionNJ · Hybrid₹14.17#8991Y-1.39%3Y+7.55%5Y+7.20%10Y—
- ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund - Direct Plan - GrowthICICI Prudential · Debt₹13.44#9001Y+5.58%3Y+7.55%5Y+6.09%10Y—
3Y CAGR rankings — frequently asked questions
What does 3Y CAGR mean?
CAGR is the constant annual rate at which an investment would have had to grow to get from its starting NAV to its current NAV over 3 years. It smooths out the year-to-year path, so two funds with the same CAGR may have had very different journeys.
Is the highest-CAGR fund the best fund to buy?
Not necessarily. A high CAGR may come from taking concentrated sector or credit risk that will not repeat, and past performance is not a reliable predictor of future returns. Read the ranking alongside the fund's category, its risk profile and your own holding period.
How many funds are ranked here?
1,593 direct-plan schemes with a recent NAV and enough history to compute a 3Y figure. Funds without sufficient NAV history for this horizon are excluded rather than shown with an estimated number.